MainStreet Business Checking

• No minimum balance requirements
• No monthly maintenance fees
• No per item fees for 100 items* or less per month
• No minimum balance requirements

*items consist of deposited items and checks paid.

MainStreet Business Checking Plus

• $2,500 minimum average daily balance required to avoid $15.00 monthly maintenance fee
• No per item fees for 250 items* or less per month
• $.50 per item* exceeding 250

*items consist of deposited items and checks paid.

MainStreet Business Money Market

• Four Tiers

$0 - $24,999

$25,000 - 49,999

$50,000 - $99,999

$100,000 and above

• $2,500 minimum average daily balance required to avoid $15.00 monthly maintenance fee
• Variable interest rate - rate may change at any time at bank's discretion
• Interest calculated based on daily collected balance and compounded and credited monthly
• Transfers from a MainStreet Business Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per monthly statement cycle with no more than three transters by check, draft, or similiar order to third parties.
• $10.00 per transfer in excess of the above
• $.50 per deposited item exceeding 30 per month

MainStreet BusinessNow

• $1,000 minimum average daily balance required to avoid $15.00 monthly maintenance fee.
• No item limitations per month
• Variable interest rate - may change at any time at bank's discretion.
• Interest calculated based on daily collected balance and compounded and credited monthly
• $.22 per check paid
• $.15 per Electronic Debit
• $.10 per deposited item

MainStreet Business Savings

• $100 minimum average daily balance required to avoid $5.00 monthly maintenance fee
• Variable interest rate - rate may change at any time at bank's discretion
• Interest calculated based on a daily collected balance and compounded and credited monthly
• Transfers from a MainStreet Business Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer by check, draft, or similiar order to third parties.
• $.50 per withdrawal transaction in excess of six during a monthly statement period.
• $.50 per deposited items exceeding 30 per month

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorist and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask you your name, address, date of birth and other information that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documents.