User ID:
 
Personal Banking

All Checking Accounts listed below include the following account features: Free Online Banking, Free Online Bill Pay, Free ATM or Debit Card*, Free 24-Hour TeleBank, No Annual Fee VISA® Credit Card*, Free Combined Statements, Free Check SafeKeeping, Free ATM Transactions in Network. *subject to approval

MainStreet Free Checking

  • Account designed for clients with 1 account only
  • $100 opening deposit
  • $0 minimum balance to waive maintenance fees
  • Unlimited check writing
  • No maintenance fees

MainStreet Interest Checking

  • Account designed for clients with a minimum of 2 accounts/services
  • $100 opening deposit
  • $0 minimum balance to waive maintenance fees
  • Interest earning
  • Unlimited check writing
  • No maintenance fees
  • 1st order of Bank logo checks free

MainStreet Gold Checking

  • Account designed for clients 55 years + with a minimum of 2 accounts/services
  • $100 opening deposit
  • $0 minimum balance to waive maintenance fees
  • Interest earning
  • Unlimited check writing
  • No maintenance fees
  • Free Bank logo check orders
  • Free single signature travelers checks, money orders, official checks, and safe deposit box

MainStreet Home Checking

  • Account designed for homeowners with their mortgage loan or home equity loan with us and a minimum of 2 additional accounts/services.
  • $100 opening deposit
  • $0 minimum balance to waive maintenance fees
  • Interest earning
  • Unlimited check writing
  • No maintenance fees
  • 1st order of Bank logo checks free
  • Save $150 on NEW mortgage closing costs*

*Applies to first mortgage, construction loan, or refinance on primary residence or second home. Refer to disclosure for additional account details.

MainStreet Savings

  • Account designed for clients 16 years and older
  • $100 opening deposit
  • $100 minimum balance to waive maintenance fees
  • Interest earning
  • $3 per month maintenance fee if average daily balance falls below $100
  • Free Online Banking
  • Free ATM or Debit Card*
  • Free 24-hour TeleBank
  • Free combined statements
  • Free ATM transactions in network

*Subject to approval.

MainStreet Gold Savings

  • Account designed for clients 55 years + with direct deposit
  • $50 opening deposit
  • $0 minimum balance to waive maintenance fees
  • Interest earning
  • No maintenance fees
  • Free Online Banking
  • Free ATM or Debit Card*
  • Free 24-hour TeleBank
  • Free combined statements
  • Free ATM transactions in network

*Subject to approval.

MainStreet Youth Savings

  • Account designed for clients under 16 years old
  • $25 opening deposit
  • 0 minimum balance to waive maintenance fees
  • Interest earning
  • No maintenance fees
  • Free Online Banking
  • Free 24-hour TeleBank
  • Free combined statements

MainStreet Windfall Savings

  • Account designed for clients saving for a special purpose such as taxes or holiday
  • $10 opening deposit
  • $0 minimum balance to waive maintenance fees
  • Interest earning
  • No maintenance fees
  • Withdrawals allowed November 1st - January 31st
  • Free Online Banking
  • Free 24-hour TeleBank
  • Free combined statements

MainStreet Money

  • Account designed for clients looking for a higher interest rate with 1 other account with us
  • $1,000 opening deposit
  • $1,000 minimum balance to waive maintenance fees
  • Interest earning
  • 3 checks per month
  • $10 per month maintenance fee if average daily balance falls below $1,000.
  • 1st order of Bank logo checks free
  • Free Online Banking
  • Free ATM or Debit card*
  • Free 24-hour TeleBank
  • No annual fee VISA® Credit Card*
  • Free combined statements
  • Free check safekeeping
  • Free ATM transactions in network

*Subject to approval.

MainStreet CDs

A traditional CD product that allows you to make additional deposits* throughout the term.

  • Terms include 91 days, 182 days, 1 year, 18 months, 2 years, 3 years, 4 years, and 5 years

Got It All CD

A CD offering a one-time “bump-up” rate option, a one-time withdrawal of one-half the principal balance, and the ability to make additional deposits throughout the term.

  • Terms include 18 months or 30 months

Funeral Trust CD

Designed to help our clients and funeral homes save for funeral expenses.

  • Terms include 1, 2, 3 ,4, and 5 years.
  • Deposits anytime - $100 minimum

Additional CD Specials Throughout the Year

Popular "off term" CD products with enhanced product features

  • Deposit anytime throughout the term
  • $250 minimum

 



















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