All Checking Accounts listed below include the following account features: Free Online Banking, Free Online Bill Pay, Free ATM or Debit Card*, Free 24-Hour TeleBank, No Annual Fee VISA® Credit Card*, Free Combined Statements, Free Check SafeKeeping, Free ATM Transactions in Network. *subject to approval

MainStreet Free Checking

• Account designed for clients with 1 account only
• $100 opening deposit
• $0 minimum balance to waive maintenance fees
• Unlimited check writing
• No maintenance fees

MainStreet Interest Checking

• Account designed for clients with a minimum of 2 accounts/services
• $100 opening deposit
• $0 minimum balance to waive maintenance fees
• Interest earning
• Unlimited check writing
• No maintenance fees
• 1st order of Bank logo checks free

MainStreet Gold Checking

• Account designed for clients 55 years + with a minimum of 2 accounts/services
• $100 opening deposit
• $0 minimum balance to waive maintenance fees
• Interest earning
• Unlimited check writing
• No maintenance fees
• Free Bank logo check orders
• Free single signature travelers checks, money orders, official checks, and safe deposit box

MainStreet Home Checking

• Account designed for homeowners with their mortgage loan or home equity loan with us and a minimum of 2 additional accounts/services.
• $100 opening deposit
• $0 minimum balance to waive maintenance fees
• Interest earning
• Unlimited check writing
• No maintenance fees
• 1st order of Bank logo checks free
• Save $150 on NEW mortgage closing costs*

*Applies to first mortgage, construction loan, or refinance on primary residence or second home. Refer to disclosure for additional account details.

MainStreet Savings

• Account designed for clients 16 years and older
• $100 opening deposit
• $100 minimum balance to waive maintenance fees
• Interest earning
• $3 per month maintenance fee if average daily balance falls below $100
• Free Online Banking
• Free ATM or Debit Card*
• Free 24-hour TeleBank
• Free combined statements
• Free ATM transactions in network

*Subject to approval.

MainStreet Gold Savings

• Account designed for clients 55 years + with direct deposit
• $50 opening deposit
• $0 minimum balance to waive maintenance fees
• Interest earning
• No maintenance fees
• Free Online Banking
• Free ATM or Debit Card*
• Free 24-hour TeleBank
• Free combined statements
• Free ATM transactions in network

*Subject to approval.

MainStreet Youth Savings

• Account designed for clients under 16 years old
• $25 opening deposit
• 0 minimum balance to waive maintenance fees
• Interest earning
• No maintenance fees
• Free Online Banking
• Free 24-hour TeleBank
• Free combined statements

MainStreet Windfall Savings

• Account designed for clients saving for a special purpose such as taxes or holiday
• $10 opening deposit
• $0 minimum balance to waive maintenance fees
• Interest earning
• No maintenance fees
• Withdrawals allowed November 1st - January 31st
• Free Online Banking
• Free 24-hour TeleBank
• Free combined statements

MainStreet Money

• Account designed for clients looking for a higher interest rate with 1 other account with us
• $1,000 opening deposit
• $1,000 minimum balance to waive maintenance fees
• Interest earning
• 3 checks per month
• $10 per month maintenance fee if average daily balance falls below $1,000.
• 1st order of Bank logo checks free
• Free Online Banking
• Free ATM or Debit card*
• Free 24-hour TeleBank
• No annual fee VISA® Credit Card*
• Free combined statements
• Free check safekeeping
• Free ATM transactions in network

*Subject to approval.

MainStreet CDs

A traditional CD product that allows you to make additional deposits* throughout the term.

• Terms include 91 days, 182 days, 1 year, 18 months, 2 years, 3 years, 4 years, and 5 years

Got It All CD

A CD offering a one-time “bump-up” rate option, a one-time withdrawal of one-half the principal balance, and the ability to make additional deposits throughout the term.

• Terms include 18 months or 30 months

Funeral Trust CD

Designed to help our clients and funeral homes save for funeral expenses.

• Terms include 1, 2, 3 ,4, and 5 years.
• Deposits anytime - $100 minimum

Additional CD Specials Throughout the Year

Popular "off term" CD products with enhanced product features

• Deposit anytime throughout the term
• $250 minimum