All Checking Accounts listed below include the following account features: Free Online Banking, Free Online Bill Pay, Free Debit Card*, Free 24-Hour TeleBank, No Annual Fee VISA® Credit Card*, Free Combined Statements, Free Check SafeKeeping, Free ATM Transactions in Network. *subject to approval

MainStreet Free Checking

• Account designed for clients with 1 account only
• $100 opening deposit
• $0 minimum balance to waive maintenance fees
• Unlimited check writing
• No maintenance fees

MainStreet Interest Checking

• Account designed for clients with a minimum of 2 accounts/services
• $100 opening deposit
• $0 minimum balance to waive maintenance fees
• Interest earning
• Unlimited check writing
• No maintenance fees
• 1st order of Bank logo checks free

MainStreet Gold Checking

• Account designed for clients 55 years + with a minimum of 2 accounts/services
• $100 opening deposit
• $0 minimum balance to waive maintenance fees
• Interest earning
• Unlimited check writing
• No maintenance fees
• Free Bank logo check orders
• Free single signature travelers checks, money orders, official checks, and safe deposit box

MainStreet Savings

• Account designed for clients 16 years and older
• $100 opening deposit
• $100 minimum balance to waive maintenance fees
• Interest earning
• $3 per month maintenance fee if average daily balance falls below $100
• Free Online Banking
• Free ATM or Debit Card*
• Free 24-hour TeleBank
• Free combined statements
• Free ATM transactions in network

*Subject to approval.

MainStreet Gold Savings

• Account designed for clients 55 years + with direct deposit
• $50 opening deposit
• $0 minimum balance to waive maintenance fees
• Interest earning
• No maintenance fees
• Free Online Banking
• Free ATM or Debit Card*
• Free 24-hour TeleBank
• Free combined statements
• Free ATM transactions in network

*Subject to approval.

MainStreet Youth Savings

• Account designed for clients under 16 years old
• $25 opening deposit
• 0 minimum balance to waive maintenance fees
• Interest earning
• No maintenance fees
• Free Online Banking
• Free 24-hour TeleBank
• Free combined statements

MainStreet Windfall Savings

• Account designed for clients saving for a special purpose such as taxes or holiday
• $10 opening deposit
• $0 minimum balance to waive maintenance fees
• Interest earning
• No maintenance fees
• Withdrawals allowed November 1st - January 31st
• Free Online Banking
• Free 24-hour TeleBank
• Free combined statements

MainStreet Money

• Account designed for clients looking for a higher interest rate with 1 other account with us
• $1,000 opening deposit
• $1,000 minimum balance to waive maintenance fees
• Interest earning
• 3 checks per month
• $10 per month maintenance fee if average daily balance falls below $1,000.
• 1st order of Bank logo checks free
• Free Online Banking
• Free ATM or Debit card*
• Free 24-hour TeleBank
• No annual fee VISA® Credit Card*
• Free combined statements
• Free check safekeeping
• Free ATM transactions in network

*Subject to approval.

MainStreet CDs

A traditional CD product that allows you to make additional deposits* throughout the term.

• Terms include 91 days, 182 days, 1 year, 18 months, 2 years, 3 years, 4 years, and 5 years

Got It All CD

A CD offering a one-time “bump-up” rate option, a one-time withdrawal of one-half the principal balance, and the ability to make additional deposits throughout the term.

• Terms include 18 months or 30 months

Funeral Trust CD

Designed to help our clients and funeral homes save for funeral expenses.

• Terms include 1, 2, 3 ,4, and 5 years.
• Deposits anytime - $100 minimum

Additional CD Specials Throughout the Year

Popular "off term" CD products with enhanced product features

• Deposit anytime throughout the term
• $250 minimum

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorist and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask you your name, address, date of birth and other information that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documents