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Mortgage

At Collins State Bank we are here to help you with all of your mortgage loan needs.

Our experienced loan staff is able to provide customers with personalized service throughout the entire process regardless of your lending needs.


Purchase

Ready to find your next home? We’re here to guide you every step of the way with flexible financing and local decisions you can trust.


Refinance

Put your home loan to work for you. Refinancing may help lower your rate, reduce monthly payments, or access equity—tailored to fit your financial goals.


DownPaymentPlus

Through the Downpayment Plus Program*, up to $10,000 may be available to eligible homebuyers to use toward down payment and closing costs. Ask one of our loan officers today about the Downpayment Plus Program to see if you are eligible.


Home Equity Line of Credit

Use the equity you have built up in your home and convert it to cash for almost anything you might need. You can use your line of credit to finance home improvements, buy a new vehicle, take a dream vacation or pay for college or wedding expenses.


Home Equity Loan

Unlock the value of your home. Use your built-up equity to fund renovations, consolidate debt, or cover major expenses with flexible and affordable options.


HELOC vs. Home Equity Loan

Learn the diffeLearn the differences to determine which is right for you! (pdf)rences to determine which is right for you! (pdf)


Collins State Bank NMLS #405041